In the course of providing financial services to our clients, we may collect nonpublic personal information about you from the following sources:

Information we received from you on applications or other forms;
Information we received from you in response to oral requests for information about you;
Information about your transactions with us or others; and
Information we receive from consumer reporting agencies.

We understand the importance of safeguarding your information and are committed to protecting and preserving its confidentiality and security. We do not disclose any nonpublic personal information about you or our other current or former clients to anyone, except as permitted by law.

Access to your nonpublic personal information is restricted to those employees who need to know that information to provide products and services to you. We maintain physical, electronic and procedural safeguards to protect your nonpublic personal information from unauthorized disclosure.